Ex-Museveni aide who presented fake husband to bank ordered to pay Shs 165m

What the report says

The High Court in Kampala has ordered Dr Elizabeth Nabatanzi Lugudde, a former presidential aide, to pay dfcu Bank Shs 165.7 million after finding that she fraudulently secured a loan by presenting an impostor as her husband. According to The Observer, Justice Stephen Mubiru said Nabatanzi used a man identified in court records as Samwiri Lugudde Kanyike Katwe to obtain a Shs 20 million overdraft in 2008. The loan was reportedly intended to help finance transport of merchandise to South Sudan.

The court heard that Nabatanzi offered a land title in Lungujja as security for the facility. When the loan was not repaid after a truck carrying the goods was involved in an accident in Gulu, the bank moved to recover its money by selling the property. The land was later bought by Peter Ivor Page and Beatrice Loiza Nakaye Page for Shs 26 million. The dispute eventually exposed that the man presented as Nabatanzi’s husband was in fact her brother-in-law, Moses Kamya, according to the report.

Justice Mubiru rejected Nabatanzi’s defense that the deception had been done with her husband’s knowledge and consent. He held that presenting another person to sign banking documents amounted to fraudulent misrepresentation. The judge ordered her to pay the outstanding loan balance, interest, legal expenses and settlements linked to the mortgage dispute, plus punitive damages and costs. The ruling highlights the legal and financial consequences of false representations in secured lending.